PayPal Fee Calculator
Calculate exactly how much PayPal will deduct from your payments in 2026.
You Will Receive
How to Calculate PayPal Fees
Input Amount
Enter the amount your client is paying you or the amount you wish to receive.
Set Location
Select "Domestic" for payments within your country or "International" for cross-border transactions.
Review Results
Instantly see the fee breakdown and the exact amount you should invoice to cover PayPal's cut.
Calculator Features
Reverse Calculation
Know exactly what to charge your clients so that after PayPal's deductions, you land exactly on your required net profit.
Multi-Currency Support
Correctly applies the specific fixed-fee amounts for different currencies (e.g., $0.30 for USD, €0.35 for EUR).
Up-to-Date for 2026
Our formulas are regularly updated to reflect the latest standard PayPal Merchant and Seller rates for 2026.
Frequently Asked Questions
For most regions, the standard international transaction fee is 4.4% + a fixed fee based on the currency received. Some business accounts may have different rates (like 3.49% + fixed fee) depending on the payment method used.
To cover the fees, you use the reverse formula: (Desired Amount + Fixed Fee) / (1 - Percentage Fee). Our tool automates this in the "You should ask for" section of the results.
Yes. In addition to the transaction fee, PayPal typically applies a 3.0% to 4.0% markup on the mid-market exchange rate when converting foreign currency (like USD) to INR for withdrawal to an Indian bank account.
Fixed fees vary by currency. Common examples include: $0.30 USD, €0.35 EUR, £0.30 GBP, and ₹3.00 INR for domestic Indian transactions. Our calculator automatically applies the correct fixed fee based on your selection.
Domestic "Friends & Family" payments funded by a bank account or PayPal balance are usually free. However, if funded by a credit or debit card, or if the payment is international, standard fees apply. Note that India-based PayPal accounts primarily support "Goods & Services" for business use.
No. All calculations are performed instantly using JavaScript within your browser. Your financial information is never sent to our servers or stored in any database.