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Terms and Conditions Generator

Write clear terms and conditions for your website, online store, app or SaaS in minutes. Turn on the clauses you need — accounts, payments, subscriptions, refunds, user content — and copy a ready page.

Private — nothing uploaded Live preview Stores, apps & SaaS Pick your clauses No sign-up

Answer a few questions

Your page updates as you type. Answers are saved in this browser only.

1

About your business

These details are shared with our other policy generators, so you only type them once.

2

What your platform does

Each choice adds the matching clauses.

3

Refunds

4

Rules for users

5

Liability & disputes

Page options

0 words 1 min read
This is a template to help you get started, not legal advice. Laws differ by country — ask a lawyer to review terms for a business that takes payments.

How to Create Terms and Conditions

Terms and conditions set the rules for using your website, store or app, protect your content and limit your liability.

1

Add your business details

Enter your name, website, email and the country (and state) whose laws apply.

2

Pick what your platform does

Turn on accounts, user content, sales, subscriptions or free trials to add the matching clauses.

3

Set refunds and disputes

Choose your refund policy, how disputes are handled and any limit on liability.

4

Copy and publish

Copy the text or HTML, or download Word or PDF, and link it in your footer and at checkout.

Input

5 quick sections

Preview

Live as you type

Clauses

25+ to choose from

Built for

Sites, stores, apps, SaaS

Subscriptions

Renewals & trials

Export

HTML · Word · MD · PDF

Privacy

Nothing uploaded

Price

100% free

Terms and Conditions Generator Features

Clear, modern terms that fit how your business really works.

Only the clauses you need

Switch on accounts, user content, payments, shipping, subscriptions, free trials, ads, feedback and termination — nothing extra.

Ready for e-commerce

Purchase, pricing, tax, shipping, risk-of-loss and refund clauses for physical products, digital goods or services.

SaaS and subscriptions

Auto-renewal, cancellation, price changes and free-trial wording that users can understand.

Flexible refund policy

Choose a refund window, no refunds (except where the law requires) or a link to your own refund policy.

Governing law & disputes

Set the country and state, then choose courts, talk-first or arbitration.

Liability protection

Standard disclaimer, limitation of liability with an optional cap, and indemnification — with consumer-law safeguards.

Live preview & edit mode

See your terms update instantly, then edit any sentence directly before copying.

Copy or download

Formatted text, HTML, Markdown or plain text — or a .html, Word, .md, .txt or PDF file.

Contents & numbering

Add a table of contents and numbered sections so users can find and quote clauses easily.

Which Clauses Does Your Business Need?

A quick guide to the sections this generator can add, and when to use them.

ClauseAdd it if…Why it matters
User accountsPeople sign up or log inMakes users responsible for their password and lets you close abusive accounts
User contentUsers post comments, reviews or uploadsGives you a licence to display it and the right to remove it
Purchases & paymentYou sell anythingCovers pricing errors, order cancellation and payment details
ShippingYou ship physical productsSets delivery expectations and when risk passes to the buyer
Subscriptions & trialsYou charge monthly or yearlyExplains auto-renewal, cancellation and trial billing clearly
RefundsYou take paymentsPrevents disputes and chargebacks by setting clear rules
Limitation of liabilityAlwaysLimits what you can be sued for, as far as the law allows
Governing lawAlwaysDecides which country’s laws and courts apply

How to Add It to Your Website

Copy your terms and conditions and publish it in a couple of minutes on any platform.

WordPress

  1. Go to Pages → Add New and name it “Terms and Conditions”.
  2. Click Copy here and paste into the editor — headings and links stay formatted.
  3. Publish, then add the page to your footer menu under Appearance → Menus (or the Site Editor).

Blogger

  1. Open Pages → New page and title it “Terms and Conditions”.
  2. Switch to HTML view, then paste the code from the HTML tab.
  3. Publish and add the link to your footer with a Pages or Link List gadget.

Shopify

  1. Go to Online Store → Pages → Add page.
  2. Click the <> (Show HTML) button and paste the HTML code.
  3. Save, then add it to your footer under Online Store → Navigation.

Wix

  1. Add a new page from the Pages panel.
  2. Add a Text box and paste the copied text — or use an Embed HTML element for the code.
  3. Link the page from your site footer and publish.

Squarespace

  1. Create a page under Pages → Footer or Not linked.
  2. Add a Text block and paste, or a Code block for the HTML.
  3. Save and link it from your footer.

Any HTML site

  1. Download the .html file, or copy the code from the HTML tab.
  2. Paste it into your page template, or upload it as /terms-and-conditions.html.
  3. Link to it from the footer of every page.

Who Uses This Generator?

From personal blogs to growing SaaS businesses.

Online stores

Shopify, WooCommerce and other shops need clear sale and refund terms.

SaaS & web apps

Subscriptions, accounts and acceptable use rules.

Mobile apps

Terms of use for app stores and in-app purchases.

Blogs & media

Protect your content and set rules for comments.

Communities

Forums and membership sites with user content.

Agencies & freelancers

Clear terms for websites that sell services.

Course creators

Digital products, access and refund rules.

Startups

A solid first version of your terms of service on launch day.

Tips for Better Terms and Conditions

  • Make users agree. Add a checkbox or a “By signing up you agree to our Terms” line at sign-up and checkout.
  • Match reality. Your refund and cancellation terms must match what you actually do.
  • Link your privacy policy. Add your privacy policy URL so both documents work together.
  • Keep it readable. Turn on the table of contents for long terms.
  • Notify users of changes. Email account holders about big changes and update the date.
  • Check local consumer law. Some countries give buyers rights you can’t remove, such as EU cooling-off periods.

Private by Design

Everything happens in your browser. Your answers are never sent to Toolszu or anyone else — we simply save them in your browser’s own storage so you can come back and update your page later.

Your business name, website, email and similar details are shared between our six legal and business page generators on this device, so you only type them once. Use Clear form at any time to remove your answers.

Frequently Asked Questions

Answers about terms and conditions, terms of service and refund clauses.

They are not always legally required, but they are strongly recommended — and essential if you sell products, offer accounts or allow user content. They set the rules, protect your content and limit your liability.

Nothing important — “terms and conditions”, “terms of service” and “terms of use” are names for the same kind of agreement. You can rename the page title after copying if you prefer one of them.

Yes, it is 100% free with no sign-up and no attribution required. You can create terms for as many websites as you like.

Yes. Turn on “We sell products or services”, choose physical, digital, services or a mix, and the generator adds purchase, pricing, tax, shipping and refund clauses.

Yes. Choose SaaS as the platform and turn on subscriptions to add billing, auto-renewal, cancellation, price-change and free-trial clauses.

Yes. Choose “No refunds”. For fairness and legal safety, the wording keeps refunds where the law requires them or where a product is faulty, and says nothing limits consumer rights.

Usually the country — and state or province, if relevant — where your business is registered. Consumers may still be protected by the mandatory laws of their own country, which the terms acknowledge.

Courts are the simplest choice for most small businesses. Arbitration can be private and faster, but rules differ by country and it may not apply to consumers everywhere — ask a lawyer if you’re unsure.

Link your terms at sign-up and checkout with a checkbox or a clear line such as “By creating an account, you agree to our Terms and Conditions.” A link only in the footer is weaker.

Yes. Click Edit to change any text directly in the preview, or copy it and edit in your own page editor. You can also download it as a Word file.

Your answers are saved only in your browser on this device, so you can update your terms later. Nothing is uploaded to our servers.

No. This is a professional template to help you get started, not legal advice. For a business with significant sales, regulated products or customers in many countries, have a lawyer review your terms.

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